Terms of Use & Privacy

Please read the following terms and conditions (“Terms”). They govern your use of this website, its content and materials including blog posts, interviews, videos, logos, graphics and newsletters (“Content and Materials”). You agree to be bound by these Terms. We may update these Terms from time to time and any modifications will be effective immediately upon posting unless we indicate otherwise. If you use the Content and Materials after any changes to the Terms have been posted, that means you agree to all of the changes. We suggest that you review these Terms periodically for changes.

 

Terms of Use

All Content and Material are property of GIQ® Asset Management LLC (“GenerativeIQ” or “GIQ”) and should not be used, modified, or reproduced without our prior written consent. All trademarks, trade names, and logos (e.g. tree with neural network) displayed are property of GenerativeIQ® and are trademarks and may not be used without the prior written permission of GenerativeIQ.

The discussions and opinions expressed in the Content and Materials are not intended to provide investment, accounting, tax, or legal advice. Nothing in the Content and Materials is a recommendation or an opinion that you should purchase, sell or hold any security or other investment, or that you should pursue any legal course of action or investment style or strategy. The Content and Materials is presented on an “as is” basis with no warranties, express or implied, of any kind. Charts provided herein are for informational purposes only and should not be relied upon when making any investment or legal decision.

To the extent any information herein constitutes forward-looking statements (which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipation,” “upside,” “potential,” “project,” “estimate,” “intend,” “forecast,” “target” or “believe” or comparable terminology), please note that, due to various risks and uncertainties, actual events, results, or performance may differ materially from those reflected or contemplated in such statements. Forward-looking statements are not guarantees and involve risks, uncertainties, and assumptions. GenerativeIQ expressly disclaims any obligation to update any forward-looking statement in the event it later turns out to be inaccurate — whether as a result of new information, future events, or otherwise. Any projections, estimates, forecasts, targets, prospects and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others.

 

Privacy Policy

Please read this Privacy Policy to learn how we treat your personal information. By using or accessing our Content and Materials in any manner, you acknowledge that you accept the practices and policies outlined below, and you hereby consent that we will collect, use and share your information as described in this Privacy Policy.

Remember that your use of the Content and Materials is at all times subject to our Terms of Use, which incorporates this Privacy Policy. Any terms we use in this Policy without defining them have the definitions given to them in the Terms of Use.

What this Privacy Policy Covers

This Privacy Policy covers how we treat Personal Data that we gather when you access or use our Content and Materials. “Personal Data” means any information that identifies or relates to a particular individual and also includes information referred to as “personally identifiable information” or “personal information” under applicable data privacy laws, rules or regulations.

Categories of Personal Data We Collect

Below lists the categories of Personal Data that we collect:

Contact Information (e.g. first and last name, email address), Device/IP data (e.g. IP address) and

  • Usage Analytics (e.g. interactions with our web properties and newsletters)
  • Demographic Data (e.g. race, gender, veteran status)
  • Geolocation Data (e.g. IP-address-based location information)
  • Other Identifying information that You Voluntarily Provide (e.g. identifying information in emails or letters you send us).

Sources of Personal Data

We collect Personal Data about you from the following categories of sources:

When you provide such information directly to us.

When Personal Data about you is automatically collected in connection with your use of our website (see the subsection titled “Information Collected Automatically” below).

Information Collected Automatically

We use cookies and similar technologies such as pixel tags, web beacons, clear GIFs and JavaScript (collectively, “Cookies”) to enable our servers to recognize your web browser and tell us how and when you visit and use our website, to analyze trends, learn about our user base and operate and improve our website. Cookies are small pieces of data – usually text files – placed on your computer, tablet, phone or similar device when you use that device to access our website and Content and Materials.

You can decide whether or not to accept Cookies through your internet browser’s settings. Most browsers have an option for turning off the Cookie feature, which will prevent your browser from accepting new Cookies, as well as (depending on the sophistication of your browser software) allow you to decide on acceptance of each new Cookie in a variety of ways. You can also delete all Cookies that are already on your device. If you do this, however, you may have to manually adjust some preferences every time you visit our website and functionalities may not work. To explore what Cookie settings are available to you, look in the “preferences” or “options” section of your browser’s menu.

How We Use Your Personal Data

We process Personal Data to operate, improve, understand and personalize our Content and Materials. We collect and use Personal Data for the following purposes:

To meet or fulfill the reason you provided the information to us.

  • To communicate with you about the Content and Materials, including any announcements, or updates.
  • To personalize website content and communications based on your preferences.
  • To deliver our newsletters, emails and facilitate events.
  • To respond to user inquiries and fulfill user requests.
  • To protect against or deter fraudulent, illegal or harmful actions and maintain the safety, security and integrity of our website.
  • To comply with our legal or contractual obligations, resolve disputes, and enforce our Terms of Use.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • For any other business purpose stated when collecting your Personal Data or as otherwise set forth in applicable data privacy laws, such as the California Consumer Privacy Act (the “CCPA”).

As noted in the list above, we may communicate with you if you’ve provided us the means to do so. For example, if you’ve given us your email address, we may send you Content and Materials.

Data Security and Retention

We seek to protect your Personal Data from unauthorized access, use and disclosure using appropriate physical, technical, organizational and administrative security measures based on the type of Personal Data and how we are processing that data. Although we work to protect the security of your account and other data that we hold in our records, please be aware that no method of transmitting data over the Internet or storing data is completely secure. We cannot guarantee the complete security of any data you share with us, and except as expressly required by law, we are not responsible for the theft, destruction, loss or inadvertent disclosure of your information or content.

We retain Personal Data about you for as long as we have a business purpose to do so. In some cases, we retain Personal Data for longer, if doing so is necessary to comply with our legal obligations, resolve disputes or collect fees owed, or is otherwise permitted or required by applicable law, rule or regulation. We may further retain information in an anonymous or aggregated form where that information would not identify you personally.

Exercising Your Rights

To exercise the rights described above, you must send us a request that (1) provides sufficient information to allow us to verify that you are either the person about whom we have collected Personal Data or are an agent authorized by that person, including without limitation your name and email address, and (2) describes your request in sufficient detail to allow us to understand, evaluate and respond to it. Each request that meets both of these criteria will be considered a “Valid Request.” We may not respond to requests that do not meet these criteria. We will only use Personal Data provided in a Valid Request to verify your identity and complete your request. You do not need an account to submit a Valid Request.

We will work to respond to your Valid Request within 45 days of receipt. We will not charge you a fee for making a Valid Request unless your Valid Request(s) is excessive, repetitive or manifestly unfounded. If we determine that your Valid Request warrants a fee, we will notify you of the fee and explain that decision before completing your request.

You may submit a Valid Request using the following methods: Email us at: privacy@GenerativeIQ.com

You may also authorize an agent (an “Authorized Agent”) to exercise your rights on your behalf. To do this, you must provide your Authorized Agent with written permission to exercise your rights on your behalf, and we may request a copy of this written permission from your Authorized Agent when they make a request on your behalf.

Changes to this Privacy Policy

If you use the website after any changes to the Privacy Policy have been posted, that means you agree to all of the changes. Use of information we collect is subject to the Privacy Policy in effect at the time such information is collected.

Contact Information

If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your Personal Data or your choices and rights regarding such collection and use, please do not hesitate to contact us at privacy@GenerativeIQ.com